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Company Guarantees |
| Our Guarantees:
Guaranteed Good Faith Estimate
We are the ONLY mortgage company that will pay the difference if the closing costs are higher.
FREE Float Down
We will re-lock the interest rate if it goes down more than 1/4% during processing.
Rate Match & Competitive Rates, Costs and Terms
We competitively offer most loan programs available in the United States as well as beating any reasonable rate and terms.
1st Nations Mortgage wants to earn your business for life by providing honest, informative help with your mortgage or refinancing needs. We’ve been doing this for over 10 years and have helped over 10,000 customers along the way. Many of our customers continue to come to back to us for all their financing needs. See our website at 1nmc.com for further disclaimers and information on our guarantees.
The fine print:
*We guarantee that we will pay the difference if the closing costs stipulated in the 800# section of the HUD1 are higher than disclosed on our GFE. Fees that are incorrectly placed by the closer in Section 800 shall not constitute overcharge and shall not be compensated.
~We guarantee that we will relock your loan with another lender if rates improve by ¼% on Refinance loans only. We will do this only if we are able to find another lender that offers a rate, with the same profit margin for us that is a full ¼% less. If we are unable to find a lender and consummate the lock, the borrower is still obligated to close the initial loan at the initial locked rate.
**Match guarantee is performed by the customer sending a GFE and signed Finance guarantee by the competing lender. We will match or beat the offer.
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